For franchise networks & QSR operators

Safe-to-Spend Clarity for Franchise Partners

Your franchisees have irregular income. AUNTIE ZERO gives them one number telling them exactly what's safe to spend today—no setup, no math, no anxiety.

Franchisee profitability depends on smart cash flow decisions. When income is lumpy ($8K one month, $15K the next), traditional budgeting breaks. AUNTIE ZERO fixes that in 30 seconds.

Schedule a 15-min call See how franchisees use it ↓
90-day pilot • Free • No risk, just data

The Franchisee Cash Flow Trap

Three reasons the apps your franchisees have already tried didn't stick.

Irregular Income Breaks Traditional Budgeting

YNAB, Mint, EveryDollar all assume a flat paycheck. Franchisees don't have one. Neither do gig workers, commission earners, or hourly staff.

Overdrafts Are Expensive & Avoidable

One missed forecast = a $35 overdraft fee. One year of missed forecasts = hundreds or thousands in preventable losses.

Setup Friction = Abandonment

Apps that require 15-minute setup, weekly reviews, or category maintenance get deleted. Franchisees don't have time for rituals.

One Number. That's It.

AUNTIE ZERO computes a daily safe-to-spend number based on real cash balance + upcoming bills. No categories. No envelopes. No setup ritual.

Real-Time Safe-to-Spend

The app recalculates every time the bank balance or an upcoming bill changes. Franchisees glance at one number and know exactly what they can spend right now.

Zero Setup Friction

No categories to build. No slices to create. No weekly reviews. Link the bank account, and AUNTIE ZERO does the math. Open it and spend.

No Shame, No Judgment

Traditional apps make people feel bad about money. AUNTIE ZERO is built for brains (and wallets) that work differently. No shame spiral. Just clarity.

AUNTIE ZERO app interface — one calm safe-to-spend number, minimal uncluttered design

Built by a Founder Who Gets It

AUNTIE ZERO isn't a theory. It's lived experience.

Thressa Pine-Smith, founder of AUNTIE ZERO

Thressa Pine-Smith

AuDHD Founder | Built 2 exits | Couldn't keep a budget for 2 weeks myself

"I built AUNTIE ZERO because I had the money for bills but still overdrafted. And I'm an engineer. The problem isn't laziness—it's that traditional budgeting fights how our brains work."
Read more on LinkedIn →
200+ beta testersin 2024
Featured on The Tech ShowNational TV
First paying customerin week 2

Marcus

Freelance Designer

★★★★★

AUNTIE ZERO stopped me from overdrafting twice in one month. I finally know what I can actually spend.

Keisha

Commission-Based Sales

★★★★★

I was bleeding money to overdraft fees. One number, and I can plan ahead for real.

David

QSR Operator (2 units)

★★★★★

As a franchisee, my income changes every month. This is the only app that makes sense to me.

How It Works: A Franchisee's Day

Follow Maria, a franchise owner, through one ordinary day with one number.

8:00 AM

Maria opens AUNTIE ZERO

One number: $3,847 safe to spend today

She immediately knows if she can pay the supplier invoice due today ($2,500) + staff lunch ($400). She can. She does.

12:00 PM

A new bill arrives (maintenance contractor: $800)

The number updates to $1,047 in real time

No recalculating in her head. No spreadsheet anxiety. She just looks.

5:00 PM

End-of-month reconciliation

Zero overdrafts. Rent covered. Next paycheck accounted for.

For the first time in years, Maria isn't stressed about "will I make payroll."

AUNTIE ZERO for Your Franchise Partners

We handle the product. You own the relationship and the brand.

Custom Branding

Your logo. Your domain. Your color scheme. Franchisees see your brand, not ours.

Your Support

We provide the infrastructure; you provide the support and onboarding. Or we can do both.

Simple Integration

No complicated API or HR system integration required. Franchisees log in, link their bank, start using.

How It Works

  1. Pilot Launch: We launch AUNTIE ZERO to 5–10 franchisees in your network (free, 90 days)
  2. Usage Data: You collect engagement, retention, and ROI metrics
  3. White-Label Build: If the pilot works, we build custom branding in 8–10 weeks
  4. Ongoing Revenue: per-franchisee monthly pricing or an annual fixed fee — scoped together during the pilot

Start with a Pilot

No risk. Just data.

90 days

Free

5–10 franchisees from your network

  • Full app access
  • Usage analytics
  • ROI report at end
Start a Pilot No risk, just data.

Annual

Let's talk

All franchisees (or subset) — pricing scoped during the pilot

  • Custom branding
  • Partner dashboard
  • Ongoing support
Learn More No risk, just data.

Questions?

Everything franchise partners usually ask before starting a pilot.

Do franchisees need to link their bank account?

Yes, via Plaid. We use the same secure connection YNAB and Mint use. No data is sold; it's only used to calculate the daily safe-to-spend number.

What if a franchisee has multiple income sources (e.g., multiple units or a side business)?

AUNTIE ZERO supports unlimited bank accounts and income sources. The number recalculates across all of them.

Can we white-label before the pilot?

We recommend starting with a pilot first. It de-risks the white-label build and gives us data on how your franchisees actually use it.

What if franchisees don't want to link their bank?

We can offer a manual mode where franchisees input their balance manually. The number still works; it just updates less frequently.

How does AUNTIE ZERO differ from YNAB or other budgeting apps?

YNAB assumes a flat paycheck and asks franchisees to "give every dollar a job" (high setup friction). AUNTIE ZERO gives one number that recalculates automatically—no categories, no weekly reviews, no math.

Who should I contact to start a pilot?

Book a call with Thressa (founder) using the button below. She'll walk through the pilot framework and answer any questions.

Ready to Give Your Franchisees Clarity?

A 90-day pilot costs nothing and gives you hard data on whether AUNTIE ZERO works for your network. No risk, just data.

Schedule a 15-min Call